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Mind Your Own Budget
 
The purpose of Mind Your Own Budget Program is to provide education, information and budgeting assistance to individuals and families with a fixed or low income.

Individuals can refer themselves or can come as a result of a creditor/agency strongly suggesting it would be in their best interest to avail themselves of budget counselling.

Agencies can call the M.Y.O.B. Program to obtain information about referring a client but all clients are encouraged to call the agency themselves to make the initial contact. In exceptional circumstances, a third party referral will be accepted.

If budgeting
and/or
debt management
isn't enough
 
 

Budget Counselling can be a long term process and is provided on an as-need basis. Appointments are scheduled by the budget counsellor as often as is deemed necessary, either weekly, bi-weekly or monthly.
 
Counselling involves assisting the client to learn new skills, such as goal setting and budgeting.
 
It can also include third party mediation on behalf of clients to assist them in dealing with their creditors. The budget counsellor may also refer the clients to other services in the agency, such as Credit Counselling, Family Counselling or other agencies in the community.

The budget counsellor provides education and information sessions to agencies and groups in the community who work with low-income families and individuals. Our goal is to educate these individuals about money management in order to stop the cycle of poverty.

Mind Your Own Budget is funded by the Corporation of the City of Brantford, Social Services Committee which administers money from the National Child Benefit Reinvestment Strategy funds.

 
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